Our Approach

  • We are guides here to assist you on your financial journey. You are unique and your particular situation requires tailoring plans specific to you and no one else.

  • We love the people we work with and we want you to enjoy working with us. This connection matters to us just as much as any particular recommendation and is key for moving forward.

  • The CAPTLG’S are one of our differentiators. Think of it as an inventory of the things that matter most for our financial lives. Cash Flow, Assets, Protections, Taxes, Liabilities and Goals. Plus we include the most overlooked and most important - Social connections.

  • This is our proprietary tool that no one else possess. We designed it with you in mind. It is the secret to understanding what financial health really is and we use it to guide you there.

  • Part of being guides is crafting direction together. We often provide an “X” to start with and craft the right direction with you. We know how to get there, we work with you to craft the destination.

  • A map is great, actually walking the path is better. We are here to be there along the way and help get the things done that are part of the journey.

What Makes Us Different

The rest of the financial industry still has faith that the system works - you just need to try harder. We don’t.

We believe the situation has changed and that is what makes us unique.

Their version of “How” can be found from every advisor, every finance book and now AI.

We are no longer solving for what they are because we are in a different place and see a different financial future for you.

If you believe the system is working fine - we can certainly help since we know what they know.

If you have a feeling that the system might not be working as well as you thought - we are the place for you!

This is why we built something completely different.

In New Zealand, the silver fern symbolizes strength, renewal, and guidance—especially in the face of the unknown. The bridge reflects our role: helping people cross from conventional, failing systems into a healthier, more intelligent way of engaging with money.

Our Name

The Circle

Do the different items in your financial life fit together?Learn more about our approach to understanding your financial life and how it can help you be prepared for what life brings.

Meet the Team

  • Jonathan Grimm, M.A.

    FOUNDER, INVESTMENT ADVISOR, AUTHOR

  • Bijou Schmidt, RICP®

    FOUNDER, INVESTMENT ADVISOR

  • Ryan Roope

    FINANCIAL ASSOCIATE, SCREEN WRITER, CO-HOST OF THE PODCAST “WHAT’S UP WITH MONEY?!”